Q4 (FY 23-24) | Min ROI (%) p.a. | Max ROI (%) p.a. | MEAN ROI (%) p.a. | Min APR (%) | Max APR (%) |
---|---|---|---|---|---|
Home Loan | 9.75 | 15.00 | 10.99 | 9.75 | 15.43 |
* Only On Fresh Disbursed cases for the Quarter
Q4 (FY 23-24) | Min ROI (%) p.a. | Max ROI (%) p.a. | MEAN ROI (%) p.a. | Min APR (%) | Max APR (%) |
---|---|---|---|---|---|
Business Loan | 9.95 | 19.50 | 13.47 | 10.00 | 21.91 |
* Only On Fresh Disbursed cases for the Quarter
Q4 (FY 23-24) | Min ROI (%) | Max ROI (%) | MEAN ROI (%) | Min APR (%) | Max APR (%) |
---|---|---|---|---|---|
Gold Loan | 9.55 | 18.00 | 12.63 | 9.55 | 23.48 |
Q4 (FY 23-24) | Min ROI (%) | Max ROI (%) | MEAN ROI (%) | Min APR (%) | Max APR (%) |
---|---|---|---|---|---|
Gold Loan | 9.55 | 18.00 | 12.63 | 9.55 | 23.48 |
Q4 (FY 23-24) | Min ROI (%) p.a. | Max ROI (%) p.a. | MEAN ROI (%) p.a. | Min APR (%) p.a. | Max APR (%) p.a. |
---|---|---|---|---|---|
Commercial Vehicle | 10.60 | 18.05 | 12.70 | 10.71 | 20.03 |
Q4 (FY 23-24) | Min ROI (%) p.a. | Max ROI (%) p.a. | MEAN ROI (%) p.a. | Min APR (%) p.a | Max APR (%) p.a. |
---|---|---|---|---|---|
Car Loans | 8.50 | 11.37 | 10.83 | 8.50 | 12.12 |
Q4 (FY 23-24) | Min ROI (%) p.a. | Max ROI (%) p.a. | MEAN ROI (%) p.a. | Min APR (%) | Max APR (%) | AVG APR (%) |
---|---|---|---|---|---|---|
New Tractor Finance | 12.00 | 20.57 | 13.85 | 13.03 | 1.67 | 15.71 |
Q4 (FY 23-24) | Min ROI (%) p.a. | Max ROI (%) p.a. | MEAN ROI (%) p.a. | Min APR (%) | Max APR (%) | AVG APR (%) |
---|---|---|---|---|---|---|
Used Tractor Finance | 13.00 | 23.01 | 19.03 | 14.04 | 24.13 | 20.12 |
Loans | ||||
---|---|---|---|---|
Rate of Interest % p.a. | Processing Charges % of Loan Amount | |||
Loans | Up to 5 Lakh | 5 Lakh - 10 Lakh | Greater than 10 Lakh | |
1. Tractor Loan | ||||
ROI Fixed | ||||
up to 5 years | 11.00 -18.00 | 11.00 -18.00 | 11.00 -18.00 | Up to 1.5% |
Greater than 5 years to 6 years | 11.00 -18.00 | 11.00 -18.00 | 11.00 -18.00 | Up to 1.5% |
2. Used Tractor | ||||
ROI Fixed | ||||
up to 5 years | 14.00 - 22.00 | 14.00 - 22.00 | 14.00 - 22.00 | Up to 2% |
3. Harvester Loan | ||||
ROI Fixed | ||||
up to 5 years | 11.00 -18.00 | 11.00 -18.00 | 11.00 -18.00 | Up to 2% |
4. Dealer Trade Advance | Minimum 5 Lakh to maximum No Limit | |||
ROI Fixed | ||||
Up to 45 days | Minimum - RBLR- BL, Maximum up to 12.00 | Up to 1% |
Q4 (FY 23-24) | Min ROI (%) | Max ROI (%) | MEAN ROI (%) | Min APR (%) | Max APR (%) |
---|---|---|---|---|---|
KCC | 11.00 | 14.00 | 12.84 | 11.45 | 14.44 |
Loans | Rate of Interest % p.a. | Processing Charges % of Loan Amount | ||
---|---|---|---|---|
KCC - Production Credit | Up to 10.00 Lakh | 10 Lakh - 30 Lakh | Greater than 30 Lakh | |
ROI Floating | ||||
up to 5 years | 14.00 - 16.00 | 13.00 - 13.50 | 12.00 - 11.05 | Up to 1.5% |
KCC - Investment Credit | ||||
ROI Fixed | ||||
up to 5 years | 14.00 - 16.00 | 13.00 - 13.50 | 12.00 - 11.05 | Up to 1.5% |
Q1 (FY 20-21) | Min ROI (%) | Max ROI (%) | MEAN ROI (%) | Min APR (%) | Max APR (%) |
---|---|---|---|---|---|
Personal Loan | - | - | - | - | - |
Q4 (FY 23-24) | Min ROI (%) p.a. | Max ROI (%) p.a. | MEAN ROI (%) p.a. | Min APR (%) | Max APR (%) |
---|---|---|---|---|---|
SME Loans | 9.95 | 16.00 | 12.98 | 10.21 | 14.31 |
Product | Loan Amount INR | Interest Rate % p.a. | |
---|---|---|---|
Small Ticket Term Loan | 0 - 15 Lakh | 15% - 18% | |
15 - 30 Lakh | 14% - 17% | ||
Term Loan (Surrogate Income Programme) | 0 - 35 Lakh | 14% - 17% | |
35 - 75 Lakh | 12% - 14% | ||
Greater than 75 Lakh | 12% - 14% | ||
Cash Credit/ Overdraft /Drop Line Term Loan and other Term Loan | 0 - 35 Lakh | 13% - 15% | |
35 - 75 Lakh | 12% - 14% | ||
Greater than 75 Lakh | 12% - 14% | ||
* The rates indicated herein may differ from borrower to borrower, depending on the risk profile, financial parameters, repayment capacity of borrower, collateral cover, internal rating and other internal parameters. |
Q4 (FY 23-24) | Min ROI (%) p.a. | Max ROI (%) p.a. | MEAN ROI (%) p.a. | Min APR (%) | Max APR (%) |
---|---|---|---|---|---|
SME Loans | 9.95 | 16.00 | 12.98 | 10.21 | 14.31 |
Product | Loan Amount INR | Interest Rate % p.a. | |
---|---|---|---|
Small Ticket Term Loan | 0 - 15 Lakh | 15% - 18% | |
15 - 30 Lakh | 14% - 17% | ||
Term Loan (Surrogate Income Programme) | 0 - 35 Lakh | 14% - 17% | |
35 - 75 Lakh | 12% - 14% | ||
Greater than 75 Lakh | 12% - 14% | ||
Cash Credit/ Overdraft /Drop Line Term Loan and other Term Loan | 0 - 35 Lakh | 13% - 15% | |
35 - 75 Lakh | 12% - 14% | ||
Greater than 75 Lakh | 12% - 14% | ||
* The rates indicated herein may differ from borrower to borrower, depending on the risk profile, financial parameters, repayment capacity of borrower, collateral cover, internal rating and other internal parameters. |
Q3 (FY 23-24) | Min ROI (%) | Max ROI (%) | MEAN ROI (%) | Min APR (%) | Max APR (%) |
---|---|---|---|---|---|
SME Loans | 9.95 | 16.00 | 12.98 | 10.16 | 16.32 |
Product | Loan Amount INR | Interest Rate % p.a. | |
---|---|---|---|
Small Ticket Term Loan | 0 - 15 Lakh | 15% - 18% | |
15 - 30 Lakh | 14% - 17% | ||
Term Loan (Surrogate Income Programme) | 0 - 35 Lakh | 14% - 17% | |
35 - 75 Lakh | 12% - 14% | ||
Greater than 75 Lakh | 12% - 14% | ||
Cash Credit/ Overdraft /Drop Line Term Loan and other Term Loan | 0 - 35 Lakh | 13% - 15% | |
35 - 75 Lakh | 12% - 14% | ||
Greater than 75 Lakh | 12% - 14% | ||
* The rates indicated herein may differ from borrower to borrower, depending on the risk profile, financial parameters, repayment capacity of borrower, collateral cover, internal rating and other internal parameters. |
Q4 (FY 23-24) | Min ROI (%) p.a. | Max ROI (%) p.a. | MEAN ROI (%) p.a. | Min APR (%) | Max APR (%) |
---|---|---|---|---|---|
SME Loans | 9.95 | 16.00 | 12.98 | 10.21 | 14.31 |
Product | Loan Amount INR | Interest Rate % p.a. | |
---|---|---|---|
Small Ticket Term Loan | 0 - 15 Lakh | 15% - 18% | |
15 - 30 Lakh | 14% - 17% | ||
Term Loan (Surrogate Income Programme) | 0 - 35 Lakh | 14% - 17% | |
35 - 75 Lakh | 12% - 14% | ||
Greater than 75 Lakh | 12% - 14% | ||
Cash Credit/ Overdraft /Drop Line Term Loan and other Term Loan | 0 - 35 Lakh | 13% - 15% | |
35 - 75 Lakh | 12% - 14% | ||
Greater than 75 Lakh | 12% - 14% | ||
* The rates indicated herein may differ from borrower to borrower, depending on the risk profile, financial parameters, repayment capacity of borrower, collateral cover, internal rating and other internal parameters. |
Q4 (FY 23-24) | Min ROI (%) p.a. | Max ROI (%) p.a. | MEAN ROI (%) p.a. | Min APR (%) | Max APR (%) |
---|---|---|---|---|---|
SME Loans | 9.95 | 16.00 | 12.98 | 10.21 | 14.31 |
Product | Loan Amount INR | Interest Rate % p.a. | |
---|---|---|---|
Small Ticket Term Loan | 0 - 15 Lakh | 15% - 18% | |
15 - 30 Lakh | 14% - 17% | ||
Term Loan (Surrogate Income Programme) | 0 - 35 Lakh | 14% - 17% | |
35 - 75 Lakh | 12% - 14% | ||
Greater than 75 Lakh | 12% - 14% | ||
Cash Credit/ Overdraft /Drop Line Term Loan and other Term Loan | 0 - 35 Lakh | 13% - 15% | |
35 - 75 Lakh | 12% - 14% | ||
Greater than 75 Lakh | 12% - 14% | ||
* The rates indicated herein may differ from borrower to borrower, depending on the risk profile, financial parameters, repayment capacity of borrower, collateral cover, internal rating and other internal parameters. |
Q4 (FY 23-24) | Min ROI (%) p.a. | Max ROI (%) p.a. | MEAN ROI (%) p.a. | Min APR (%) | Max APR (%) |
---|---|---|---|---|---|
SME Loans | 9.95 | 16.00 | 12.98 | 10.21 | 14.31 |
Product | Loan Amount INR | Interest Rate % p.a. | |
---|---|---|---|
Small Ticket Term Loan | 0 - 15 Lakh | 15% - 18% | |
15 - 30 Lakh | 14% - 17% | ||
Term Loan (Surrogate Income Programme) | 0 - 35 Lakh | 14% - 17% | |
35 - 75 Lakh | 12% - 14% | ||
Greater than 75 Lakh | 12% - 14% | ||
Cash Credit/ Overdraft /Drop Line Term Loan and other Term Loan | 0 - 35 Lakh | 13% - 15% | |
35 - 75 Lakh | 12% - 14% | ||
Greater than 75 Lakh | 12% - 14% | ||
* The rates indicated herein may differ from borrower to borrower, depending on the risk profile, financial parameters, repayment capacity of borrower, collateral cover, internal rating and other internal parameters. |
Q4 (FY 23-24) | Min ROI (%) p.a. | Max ROI (%) p.a. | MEAN ROI (%) p.a. | Min APR (%) | Max APR (%) |
---|---|---|---|---|---|
SME Loans | 9.95 | 16.00 | 12.98 | 10.21 | 14.31 |
Product | Loan Amount INR | Interest Rate % p.a. |
---|---|---|
Small Ticket Term Loan |
0 - 15 Lakh 15 - 30 Lakh |
15% - 18% 14% - 17% |
Term Loan (Surrogate Income Programme) |
0 - 35 Lakh 35 - 75 Lakh Greater than 75 Lakh |
14% - 17% 12% - 14% 12% - 14% |
Cash Credit/ Overdraft /Drop Line Term Loan and other Term Loan |
0 - 35 Lakh 35 - 75 Lakh Greater than 75 Lakh |
13% - 15% 12% - 14% 12% - 14% |
*The rates indicated herein may differ from borrower to borrower, depending on the risk profile, financial parameters, repayment capacity of borrower, collateral cover, internal rating and other internal parameters. |
Q4 (FY 23-24) | Min ROI (%) p.a. | Max ROI (%) p.a. | MEAN ROI (%) p.a. | Min APR (%) | Max APR (%) | AVG APR (%) |
---|---|---|---|---|---|---|
Dealer Trade Advance | 10.00 | 11.00 | 10.50 | 10.47 | 11.47 | 10.97 |
ROI | Upto *14% p.a. |
---|---|
*The rates indicated herein may differ from borrower to borrower, depending on the risk profile, financial parameters, repayment capacity of borrower, collateral cover, internal rating and other internal parameters |
Q3 (FY 23-24) | Min ROI (%) p.a. | Max ROI (%) p.a. | MEAN ROI (%) p.a. | Min APR (%) | Max APR (%) |
---|---|---|---|---|---|
SME Loans | 9.95 | 16.00 | 12.98 | 10.16 | 16.32 |
Product | Loan Amount INR | Interest Rate % p.a. | |
---|---|---|---|
Small Ticket Term Loan | 0 - 15 Lakh | 15% - 18% | |
15 - 30 Lakh | 14% - 17% | ||
Term Loan (Surrogate Income Programme) | 0 - 35 Lakh | 14% - 17% | |
35 - 75 Lakh | 12% - 14% | ||
Greater than 75 Lakh | 12% - 14% | ||
Cash Credit/ Overdraft /Drop Line Term Loan and other Term Loan | 0 - 35 Lakh | 13% - 15% | |
35 - 75 Lakh | 12% - 14% | ||
Greater than 75 Lakh | 12% - 14% | ||
* The rates indicated herein may differ from borrower to borrower, depending on the risk profile, financial parameters, repayment capacity of borrower, collateral cover, internal rating and other internal parameters. |
Q4 (FY 22-23) | Min ROI (%) | Max ROI (%) | MEAN ROI (%) | Min APR (%) | Max APR (%) | AVG APR (%) |
---|---|---|---|---|---|---|
Micro Enterprise Loan (Non Microfinance) | 24.00 | 25.50 | 24.40 | 26.54 | 27.55 | 26.95 |
Q1 (FY 23-24) | Min ROI (%) | Max ROI (%) | MEAN ROI (%) | Min APR (%) | Max APR (%) | AVG APR (%) |
---|---|---|---|---|---|---|
Micro Enterprise Loan (Non Microfinance) | 24.00 | 25.50 | 24.40 | 26.54 | 27.55 | 26.95 |
Schedule of Service and fees for Loans done through Greenizon Agritech Consultancy Private Limited | |
---|---|
Fee | |
Loan Processing Fee/Charges (Non-refundable) | 1-2% of the Loan amount |
Prepayment Charges | Nil |
Penal Interest | 3% p.m on the outstanding amount |
Cheque/ ECS Swap Charges | Not applicable |
Cheque Bounce Charges | Nil |
Late Payment Fee | Nil |
Collection Charges (if applicable) | In the event of the Borrower(s) committing default in the repayment of loan dues, the Bank shall levy ‘Collection Charges’ of INR 100/- plus applicable taxes per call and INR 250/- plus applicable taxes per visit made to recover these dues and the cost(s) thereof will be borne by the Borrower(s). These Collection Charges are subject to change as per the Bank’s discretion. |
Q4 (FY 22-23) | Min ROI (%) | Max ROI (%) | MEAN ROI (%) | Min APR (%) | Max APR (%) |
---|---|---|---|---|---|
Working Capital Loan | 16.00 | 18.00 | 16.00 | NA | NA |
Schedule of Service and Fees for DCB Bank – MFL Co-lending Arrangement for Gold Loan | |
---|---|
Fee | |
Loan Processing Fee/ Charge (non-refundable) | INR 2 The Bank will not charge Processing Fee (PF) for Priority Sector lLoan (PSL)/ Agri loan amount up to INR 25,000 as per RBI guideline updated from time-to-time |
Prepayment Charges | Nil |
Penal Interest | Nil |
Cheque/ ECS Swap Charge | Nil |
Cheque Bounce Charge | Nil |
Late Payment Fee | Nil |
Collection Charges (if applicable) | Nil |
Q1 (FY 23-24) | Min. ROI (%) | Max. ROI (%) | MEAN ROI (%) | Min. APR (%) | Max. APR (%) |
---|---|---|---|---|---|
DCB – MFL Gold Loan | 10.35 | 10.35 | 10.35 | 10.35 | 10.35 |
Schedule of Service and fees for DCB – IIFL co-lending arrangement for Gold Loans | |
---|---|
Fee | |
Loan Processing Fee/Charge (Non-refundable) | INR 2 The Bank will not charge Processing Fee (PF) for Priority Sector Loan (PSL)/Agri Loan amount up to INR 25,000 as per RBI guideline updated from time-to-time |
Prepayment Charge | Nil |
Penal Interest | Nil |
Cheque/ ECS Swap Charge | Nil |
Cheque Bounce Charge | Nil |
Late Payment Fee | Nil |
Collection Charge (if applicable) | Nil |
Q1 (FY 23-24) | Min ROI (%) | Max ROI (%) | MEAN ROI (%) | Min APR (%) | Max APR (%) |
---|---|---|---|---|---|
DCB – IIFL Gold loan | 09.72 | 10.08 | 09.98 | 09.72 | 10.08 |
Schedule of Service & Fees for DCB Loan for Insurance | Charges | |
---|---|---|
Fee | ||
Loan processing fee /Charges (Non-refundable) | 0% of the Loan Amount | |
Prepayment Charges | 0% of Outstanding Principal | |
Cheque /ECS Swap Charge | NIL | |
Cheque Bounce Charge | NIL |
Q1 (FY 23-24) | Min ROI (%) | Max ROI (%) | MEAN ROI (%) | Min APR (%) | Max APR (%) |
---|---|---|---|---|---|
Loan for Insurance | 12.00 | 18.00 | 12.65 | 12.00 | 18.00 |
Schedule of Service and Fees for DCB Bank – Indel co-lending Arrangement for Gold Loan | |
---|---|
Fee | |
Loan Processing Fee/ Charge (non-refundable) | INR 2 The Bank will not charge Processing Fee (PF) for Priority Sector Loan (PSL)/ Agri loan amount up to INR 25,000 as per RBI guideline updated from time-to-time |
Prepayment Charge | Nil |
Penal Interest | Nil |
Cheque/ ECS Swap Charge | Nil |
Cheque Bounce Charge | Nil |
Late Payment Fee | Nil |
Collection Charge (if applicable) | Nil |
Q1 (FY 23-24) | Min. ROI (%) | Max. ROI (%) | MEAN ROI (%) | Min. APR (%) | Max. APR (%) |
---|---|---|---|---|---|
DCB – Indel Gold Loan | 10.80 | 11.05 | 10.99 | 10.80 | 11.05 |
Schedule of Service and Fees for DCB Bank – TruCap co-lending Arrangement for Gold Loan | |
---|---|
Fee | |
Loan Processing Fee/ Charge (non-refundable) | INR 94.4 The Bank will not charge Processing Fee (PF) for Priority Sector Loan (PSL)/ Agri loan amount up to INR 25,000 as per RBI guideline updated from time-to-time |
Prepayment Charge | Nil |
Penal Interest | Nil |
Cheque/ ECS Swap Charge | Nil |
Cheque Bounce Charge | Nil |
Late Payment Fee | Nil |
Collection Charge (if applicable) | Nil |
Q1 (FY 23-24) | Min. ROI (%) | Max. ROI (%) | MEAN ROI (%) | Min. APR (%) | Max. APR (%) |
---|---|---|---|---|---|
DCB – TrupCap Gold Loan | 11.25 | 11.50 | 11.47 | 11.25 | 11.50 |
Schedule of charges and fees for DCB Education Loan | |
---|---|
Charges and fees | |
Loan processing charge | Nil processing fee for domestic education courses Up to 0.50% for overseas application |
Prepayment charges | Currently, no pre-payment charges applicable |
Apr-23 to Dec-23 | Min ROI (%) p.a. | Max ROI (%) p.a. | MEAN ROI (%) p.a. | Min APR (%) | Max APR (%) |
---|---|---|---|---|---|
DCB Education Loan | 11.50 | 12.00 | 11.75 | 11.50 | 12.00 |
By clicking the link you will leave DCB Bank's website and will be re-directed to a third party website, at your request. DCB Bank & its affiliates do not endorse, make any warranty or assume legal liability or responsibility for the product, services, content, accuracy or opinions expressed in the third party's website or other links provided on the third party's website
"The Bank uses cookies to improve your online experience. By continuing to use the website we assume you are happy to allow the use of these cookies. Take a look at our Cookie Policy to learn more and change your preferences."