| Features | |||
|---|---|---|---|
| Average Quarterly Balance (AQB) Requirement | ₹ 100,000/- or a term deposit of ₹ 500,000/- | ||
| DCB International Visa Debit Card | |||
| Debit Card withdrawal limit * | ₹ 50,000 per day | ||
| Debit Card POS spending limit ** | ₹ 2,00,000 per day | ||
| DCB Debit Card Fee | |||
| Issuance Fee (One time) | ₹ 199/- per card | ||
| Annual Fee | ₹ 99/- per card | ||
| Replacement of Card | ₹ 199/- per card/per instance | ||
| Damaged Card | NIL | ||
| DCB Debit Card Usage | |||
| Usage at DCB ATMs | Free | ||
| Usage at Visa ATMs | |||
| Cash withdrawal and balance inquiry (Domestic) | |||
| Free limit - Monthly | Average monthly Balance (AMB) maintained is less than ₹ 25000 - First 5 transactions free, Average monthly Balance (AMB) maintained is ₹ 25000 or more - First 8 transactions free |
||
| Charges above free limit | ₹ 18 per financial transaction and ₹ 7 per non financial transaction | ||
| Balance inquiry (International)* | ₹ 25 per transaction | ||
| Cash withdrawal (International)* | ₹ 125 per transaction | ||
| Value Added Services | |||
| DCB Mobile Banking | Free | ||
| DCB Internet Banking | Free | ||
| DCB Utility Bill Payment | Free | ||
| Personalised Cheque Book | |||
| Payable at par cheque book | Free | ||
| Charges above free limit | Free | ||
| Issue of loose cheque leaves | ₹ 5/- per cheque leaf | ||
| Cash Transactions | |||
| Cash Deposit - Total Amount of Cash Deposit (Any DCB Bank Branch) | |||
| Free limit - Monthly | 3 times the Average Monthly Balance (AMB) maintained in previous month |
||
| Charges above free limit | More than 3 times and upto 10 times AMB - ₹4 per thousand More than 10 times AMB - ₹6 per thousand |
||
| Cash Deposit - Number of Transactions (Any DCB Bank Branch) | |||
| Free Limit | Unlimited free if Average Monthly Balance (AMB) of ₹ 50,000 is maintained. Else: 3 free cash deposit transactions per month | ||
| Charges above free limit | ₹ 100 per transaction | ||
| Cash deposit in Lower currencies (below ₹ 100) and coins | |||
| MAB Maintained in a month | Free Monthly Limit | ||
| Upto ₹ 25,000 | 1,000 pcs | ||
| Upto ₹ 3 Lakh | 2,500 pcs | ||
| Upto ₹ 10 Lakh | 5,000 pcs | ||
| Upto ₹ 25 Lakh | 10,000 pcs | ||
| Above ₹ 25 Lakh | Free | ||
| Charges above free limit | ₹ 10 per 100 pcs | ||
| Cash Withdrawal (Any DCB Bank Branch) | |||
| Free Limit | Rs 1 crore in a Financial Year | ||
| TDS above free limit | 2% of the withdrawal amount | ||
| Clearing Transactions | |||
| Fund Transfer within DCB Bank | |||
| Free limit | Free | ||
| Any Branch Banking (ABB) Clearing - Inward and Outward Clearing | |||
| Free limit | Free | ||
| Outstation Cheque Collection | |||
| DCB Bank & HDFC Bank Locations & Non-DCB Bank & Non HDFC Bank Locations | Free | ||
| Cheque Deposited & Returned Unpaid | |||
| Local | Free | ||
| Outstation cheques | ₹ 100 per instrument | ||
| Charges for cheques appearing in validation report for funds reasons | ₹ 25 per instrument (except for FD proceeds and Clearing Regularisation) | ||
| Cheque Issued & Returned | |||
| Cheque issued & returned (financial reasons) | ₹ 500 per instrument | ||
| ECS / NACH returns | ₹ 500 per instrument | ||
| Stop Payments | |||
| Stop payments | Free | ||
| Remittance | |||
| Pay Orders & Demand Drafts | |||
| Non cash transactions - Free limit | Free Unlimited | ||
| Cash Transaction(Below ₹ 50000/- only) | ₹ 300/- per instrument | ||
| Pay Orders & Demand Drafts (Payable at DCB Bank & HDFC Bank Branch Locations) | |||
| Non cash transactions - Free limit | Free - Unlimited | ||
| Cash Transaction(Below ₹ 50000/- only) | ₹ 500/- | ||
| Demand Drafts / Pay Order Cancellation / Revalidation & Duplicate Issuance | |||
| Cancellation / Revalidation Charges | Free | ||
| Issue of Duplicate Instrument | Free | ||
| Electronic Fund Transfers | |||
| RTGS / NEFT | Free | ||
| Visa Money Transfer | ₹ 25 per transaction | ||
| Other Services | |||
| Statement of Account | |||
| Email (Monthly) | Free | ||
| Physical (Monthly) | Free | ||
| Duplicate Statement | Free | ||
| Balance Confirmation Certificate & Interest Certificate | |||
| Current Year | Free | ||
| Previous Year upto last 2 years | Free | ||
| Above 2 years | Free | ||
| Duplicate | Free | ||
| Standing Instructions (excluding transfer to / from deposit / loan a/c & transfer to savings accounts) | |||
| Setup | Free | ||
| Execution | Free | ||
| Verifications | |||
| Signature Verification | Free | ||
| Photo Attestation (only if the AOF with photo is available at the branch) | Free | ||
| Account Maintenance | |||
| Scheme transfer fees | Conversion to any other NRE/NRO saving account is not allowed. Request can be accepted for conversion to resident account only. | ||
| Account closure | Free | ||
| Features | |||
|---|---|---|---|
| Average Quarterly Balance (AQB) Requirement | Rs 10,000/- or a term deposit of ₹ 300,000/- | ||
| DCB International Visa Debit Card | |||
| Debit Card withdrawal limit* | ₹ 50,000 per day | ||
| Debit Card POS spending limit** | ₹ 1,00,000 per day | ||
| DCB Debit Card Fee | |||
| Issuance Fee (One time) | ₹ 199/- per card | ||
| Annual Fee | ₹ 199/- per card | ||
| Replacement of Card | ₹ 199/- per card/per instance | ||
| Damaged Card | NIL | ||
| DCB Debit Card Usage | |||
| Usage at DCB ATMs | Free | ||
| Usage at Visa ATMs | |||
| Cash withdrawal and balance inquiry (Domestic) | |||
| Free limit - Monthly | Average monthly Balance (AMB) maintained is less than ₹ 25000 - First 5 transactions free, Average monthly Balance (AMB) maintained is ₹ 25000 or more - First 8 transactions free |
||
| Charges above free limit | ₹ 18 per financial transaction and ₹ 7 per non financial transaction | ||
| Balance inquiry (International)* | ₹ 25 per transaction | ||
| Cash withdrawal (International)* | ₹ 125 per transaction | ||
| Value Added Services | |||
| DCB Mobile Banking | Free | ||
| DCB Internet Banking | Free | ||
| DCB Phone Banking | Free | ||
| DCB Utility Bill Payment | Free | ||
| Personalised Cheque Book | |||
| Payable at par cheque book | Free | ||
| Charges above free limit | Free | ||
| Issue of loose cheque leaves | ₹ 5/- per cheque leaf | ||
| Cash Transactions | |||
| Cash Deposit - Total Amount of Cash Deposit (Any DCB Bank Branch)^ | |||
| Free limit - Monthly | 3 times the Average Monthly Balance (AMB) maintained in previous month |
||
| Charges above free limit | More than 3 times and upto 10 times AMB - ₹4 per thousand More than 10 times AMB - ₹6 per thousand |
||
| Cash Deposit - Number of Transactions (Any DCB Bank Branch)^ | |||
| Free Limit | Unlimited free if Average Monthly Balance (AMB) of ₹ 50,000 is maintained. Else: 3 free cash deposit transactions per month | ||
| Charges above free limit | ₹ 100 per transaction | ||
| Cash deposit in Lower currencies (below ₹ 100) and coins^ | |||
| MAB Maintained in a month | Free Monthly Limit | ||
| Upto ₹ 25,000 | 1,000 pcs | ||
| Upto ₹ 3 Lakh | 2,500 pcs | ||
| Upto ₹ 10 Lakh | 5,000 pcs | ||
| Upto ₹ 25 Lakh | 10,000 pcs | ||
| Above ₹ 25 Lakh | Free | ||
| Charges above free limit | ₹ 10 per 100 pcs | ||
| Cash Withdrawal (Any DCB Bank Branch) | |||
| Free Limit | Rs 1 crore in a Financial Year | ||
| TDS above free limit | 2% of the withdrawal amount | ||
| Clearing Transactions | |||
| Fund Transfer within DCB Bank | |||
| Free limit | Free | ||
| Any Branch Banking (ABB) Clearing - Inward and Outward Clearing | |||
| Free limit | Free | ||
| Outstation Cheque Collection | |||
| DCB Bank & HDFC Bank Locations & Non-DCB Bank & Non HDFC Bank Locations | Upto ₹5,000 – ₹25 per instrument ₹5,001 to ₹10,000 - ₹50 per instrument Above ₹10,000 to ₹1 lakh - ₹100 per instrument Above ₹1 lakh - ₹150 per instrument (All inclusive of other bank charges) |
||
| Cheque Deposited & Returned Unpaid | |||
| Local | ₹ 100/- | ||
| Outstation cheques | ₹ 100/- | ||
| Charges for cheques appearing in validation report for funds reasons | ₹ 25 per instrument (except for FD proceeds and Clearing Regularisation) | ||
| Cheque Issued & Returned | |||
| Cheque issued & returned (financial reasons) | ₹ 500 per instrument | ||
| ECS / NACH returns | ₹ 500 per instrument | ||
| Stop Payments | |||
| Stop payments | Free | ||
| Remittance | |||
| Pay Orders & Demand Drafts | |||
| Pay order -Local Demand Drafts (Free Limit) | NIL | ||
| Charges above free limit | ₹ 1/1000. Minimum ₹ 50 and Maximum ₹ 3000 | ||
| Cash Transaction(Below ₹ 50000/- only) | ₹ 300/- per instrument | ||
| Pay Orders & Demand Drafts (Payable at DCB Bank & HDFC Bank Branch Locations) | |||
| Non cash transactions - Free limit | NIL | ||
| Charges above free limit | ₹ 2/1000. Minimum ₹ 50 and Maximum ₹ 5000 | ||
| Cash Transaction(Below ₹ 50000/- only) | ₹ 500/- | ||
| Demand Drafts / Pay Order Cancellation / Revalidation & Duplicate Issuance | |||
| Cancellation / Revalidation Charges | ₹ 50/- per instrument | ||
| Issue of Duplicate Instrument | ₹ 50/- per instrument | ||
| Electronic Fund Transfers | |||
| RTGS / NEFT | Free | ||
| Visa Money Transfer | ₹ 25 per transaction | ||
| Other Services | |||
| Statement of Account | |||
| Email (Monthly) | Free | ||
| Physical (Monthly) | Free | ||
| Duplicate Statement | Free | ||
| Balance Confirmation Certificate & Interest Certificate | |||
| Current Year | Free | ||
| Previous Year upto last 2 years | ₹ 100 per year | ||
| Above 2 years | ₹ 500 per year | ||
| Duplicate | ₹ 50 per certificate | ||
| Standing Instructions (excluding transfer to / from deposit / loan a/c & transfer to savings accounts) | |||
| Setup | Free | ||
| Execution | Free | ||
| Verifications | |||
| Signature Verification | Free | ||
| Photo Attestation (only if the AOF with photo is available at the branch) | Free | ||
| Account Maintenance | |||
| Scheme transfer fees | Free | ||
| Account closure | Free | ||
| Features | |||
|---|---|---|---|
| Average Quarterly Balance (AQB) Requirement | Rs 10,000/- or a term deposit of ₹ 300,000/- | ||
| DCB International Visa Debit Card | |||
| Debit Card withdrawal limit * | ₹ 50,000 per day | ||
| Debit Card POS spending limit ** | ₹ 75,000 per day | ||
| DCB Debit Card Fee | |||
| Issuance Fee (One time) | ₹ 199/- per card | ||
| Annual Fee | ₹ 199/- per card | ||
| Replacement of Card | ₹ 199/- per card/per instance | ||
| Damaged Card | NIL | ||
| DCB Debit Card Usage | |||
| Usage at DCB ATMs | Free | ||
| Usage at Visa ATMs | |||
| Cash withdrawal and balance inquiry (Domestic) | |||
| Free limit - Monthly | Average monthly Balance (AMB) maintained is less than ₹ 25000 - First 5 transactions free, Average monthly Balance (AMB) maintained is ₹ 25000 or more - First 8 transactions free |
||
| Charges above free limit | ₹ 18 per financial transaction and ₹ 7 per non financial transaction | ||
| Balance inquiry (International)* | ₹ 25 per transaction | ||
| Cash withdrawal (International)* | ₹ 125 per transaction | ||
| Value Added Services | |||
| DCB Mobile Banking | Free | ||
| DCB Internet Banking | Free | ||
| DCB Phone Banking | Free | ||
| DCB Utility Bill Payment | Free | ||
| Personalised Cheque Book | |||
| Payable at par cheque book | Free | ||
| Charges above free limit | Free | ||
| Issue of loose cheque leaves | ₹ 5/- per cheque leaf | ||
| Cash Transactions | |||
| Cash Deposit - Total Amount of Cash Deposit (Any DCB Bank Branch)^ | |||
| Free limit - Monthly | 3 times the Average Monthly Balance (AMB) maintained in previous month |
||
| Charges above free limit | More than 3 times and upto 10 times AMB - ₹4 per thousand More than 10 times AMB - ₹6 per thousand |
||
| Cash Deposit - Number of Transactions (Any DCB Bank Branch)^ | |||
| Free Limit | Unlimited free if Average Monthly Balance (AMB) of ₹ 1,00,000 is maintained. Else: 10 free cash deposit transactions per month | ||
| Charges above free limit | ₹ 100 per transaction | ||
| Cash deposit in Lower currencies (below ₹ 100) and coins^ | |||
| MAB Maintained in a month | Free Monthly Limit | ||
| Upto ₹ 25,000 | 1,000 pcs | ||
| Upto ₹ 3 Lakh | 2,500 pcs | ||
| Upto ₹ 10 Lakh | 5,000 pcs | ||
| Upto ₹ 25 Lakh | 10,000 pcs | ||
| Above ₹ 25 Lakh | Free | ||
| Charges above free limit | ₹ 10 per 100 pcs | ||
| Cash Withdrawal (Any DCB Bank Branch) | |||
| Free Limit | Rs 1 crore in a Financial Year | ||
| TDS above free limit | 2% of the withdrawal amount | ||
| Clearing Transactions | |||
| Fund Transfer within DCB Bank | |||
| Free limit | Free | ||
| Any Branch Banking (ABB) Clearing - Inward and Outward Clearing | |||
| Free limit | Free | ||
| Outstation Cheque Collection | |||
| DCB Bank & HDFC Bank Locations & Non-DCB Bank & Non HDFC Bank Locations | Upto ₹5,000 – ₹25 per instrument ₹5,001 to ₹10,000 - ₹50 per instrument Above ₹10,000 to ₹1 lakh - ₹100 per instrument Above ₹1 lakh - ₹150 per instrument (All inclusive of other bank charges) |
||
| Cheque Deposited & Returned Unpaid | |||
| Local | ₹ 100/- per instrument | ||
| Outstation cheques | ₹ 100 per instrument | ||
| Charges for cheques appearing in validation report for funds reasons | ₹ 25 per instrument (except for FD proceeds and Clearing Regularisation) | ||
| Cheque Issued & Returned | |||
| Cheque issued & returned (financial reasons) | ₹ 500 per instrument | ||
| ECS / NACH returns | ₹ 500 per instrument | ||
| Stop Payments | |||
| Stop payments | Free | ||
| Remittance | |||
| Pay Orders & Demand Drafts | |||
| Pay order -Local Demand Drafts (Free Limit) | NIL | ||
| Charges above free limit | ₹ 1/1000. Minimum ₹ 50 and Maximum ₹ 3000 | ||
| Cash Transaction(Below ₹ 50000/- only) | ₹ 300/- per instrument | ||
| Pay Orders & Demand Drafts (Payable at DCB Bank & HDFC Bank Branch Locations) | |||
| Non cash transactions - Free limit | NIL | ||
| Charges above free limit | ₹ 2/1000. Minimum ₹ 50 and Maximum ₹ 5000 | ||
| Cash Transaction(Below ₹ 50000/- only) | ₹ 500/- | ||
| Demand Drafts / Pay Order Cancellation / Revalidation & Duplicate Issuance | |||
| Cancellation / Revalidation Charges | ₹ 50/- per instrument | ||
| Issue of Duplicate Instrument | ₹ 50/- per instrument | ||
| Electronic Fund Transfers | |||
| RTGS / NEFT | Free | ||
| Visa Money Transfer | ₹ 25 per transaction | ||
| Other Services | |||
| Statement of Account | |||
| Email (Monthly) | Free | ||
| Physical (Monthly) | Free | ||
| Duplicate Statement | Free | ||
| Balance Confirmation Certificate & Interest Certificate | |||
| Current Year | Free | ||
| Previous Year upto last 2 years | ₹ 100 per year | ||
| Above 2 years | ₹ 500 per year | ||
| Duplicate | ₹ 50 per certificate | ||
| Standing Instructions (excluding transfer to / from deposit / loan a/c & transfer to savings accounts) | |||
| Setup | Free | ||
| Execution | Free | ||
| Verifications | |||
| Signature Verification | Free | ||
| Photo Attestation (only if the AOF with photo is available at the branch) | Free | ||
| Account Maintenance | |||
| Scheme transfer fees | Free | ||
| Account closure | Free | ||
| NRE PIS Account - Schedule of Charges(w.e.f 15.02.2018) | |
|---|---|
| PIS approval issuance fee (onetime fee) | Rs. 1,000 |
| Annual Account Maintenance Fee (payable in advance every year) | Rs. 1,000 |
| PIS reporting charges: | |
| Purchase | Rs. 100 per contract note |
| Sale | Rs. 120 per contract note |
| Purchase/sale on same contract note | Rs. 200 per contract note |
| Processing of sale proceeds purchased through secondary market under PIS - Transaction fees | |
| Transaction value up to Rs. 50,000 | Rs. 100 |
| Transaction value between Rs. 50,000 to Rs. 3,00,000 | Rs. 200 |
| Transaction value above Rs. 3,00,000 | Rs. 300 |
| Processing of sale proceeds purchased through primary market as a resident / non-resident / inherited | Rs.500 Per trade date |
| All the above charges are subject to GST. | |
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