BENEFITS

FEES

Minimum / Average Balance

Rs.250/-

Mode of Calculation of average quarterly balance

Sum of End of Day balances for a quarter/No of days in the quarter

Fees for Non - maintenance of Average Quartely Balance

Rs.25/- per quarter

ATM Limit (Cash withdrawal)

Rs.10,000/- per day

ATM Card -Annual Fee

Free

Replacement of Card

Rs.75/-

Damaged Card

Free

Electronic Fund Transfer -Inward

Free

NEFT -outward

Free

RTGS-Inward

Free

RTGS-Outward

Free

Visa Money Transfer

Rs.25/- per transaction

Bill Payment

Rs.10/- per quarter

Personalised Cheque Book

Two cheque Book of 20 leaves is free in a year. Subsequent cheque book will be charged at Rs.20/- per cheque book.

Issue Of loose cheque leaves

Rs. 5/- per leaf.

Stop Payments

Rs.50/- per cheque leaf. Rs.200/- per series

Mobile Banking

Free

Internet Banking

Free

Phone Banking

Free

Usage of DCB ATM

Free

Any Branch Banking (ABB)

Cash Withdrawal / Deposit at Non Base Branch

Any cash txn. at non base branch (Inter-city as well as Intra-city) will be charged at Rs. 100/- per txn. Max cash deposit allowed Rs. 50,000/-. ABB cash deposited beyond Rs. 50,000/- per txn.-Additional Rs. 100/- will be charged. ABB cash withdrawal above Rs. 50,000/- is not permitted at all.

ABB Funds Transfer

Any Inter-city transfer i.e. across cities DD charges will apply on txn. amount (For credit txn. Only). Intra-city txn. are free.

ABB Clearing

Any Inter-city clearing i.e. across cities DD charges will apply on txn. Intra-city clearing will be free.

Demand Drafts

DCB & HDFC Locations

Non Cash Transactions

Rs.2/- per 1000/-, Minimum - Rs.50/- & Maximum - Rs.5000/-

Other Locations

Non Cash Transactions

Correspondent Bank Chgs +0.10% Min Rs.50/-

Cancellation / Revalidation Charges

Rs. 50/- per instrument

Issue of Duplicate Instrument

Rs. 50/- per instrument

Local DD (Payorders)

Non Cash Transactions

Re. 1 per 1000/-, Min. Rs. 50/-,
Max Rs. 3000/-

Outstation Cheque Collection

Upto Rs 5,000 –  Rs. 25 per instrument(inclusive of Out of Pocket Expenses)

DCB & HDFC Bank  Locations
Other Locations

Rs 5,001 to Rs 10,000 –  Rs. 50 per instrument(inclusive of Out of Pocket Expenses)

Rs.10,000 to Rs.1,00,000 – Rs.100 per instrument(inclusive of Out of Pocket Expenses)

Rs.1,00,001 and above – Rs.150 per instrument(inclusive of Out of Pocket Expenses)

Balance Confirmation Certificate & Interest Certificate

Current Year

Free

Previous Year upto last 2 years

Rs.100/- per year

Beyond last 2 years

Rs.500/- per year

Duplicate

Rs.25/- per certificate

Statement

Quaterly

Free

Email - Monthly

Free

Duplicate Statement

Rs 30/- per page
More than 1 year = Rs125 per page

Confidential Report

Rs.50/- per report

Transactions Limit

Three cash deposits and three cash
withdrawals are free in a month. Any
subsequent deposit or withdrawal will be chargeable at Rs. 30/- per txn. Any cash deposit through ATM is free.

Standing Instruction (excluding transfer to / from deposit / loan a/c & trf to Savings Accounts)

Setup

Rs.50/-

Execution

Rs.25/- per txn + DD/PO chgs + courier / other out of pocket expenses*

Cheque Issued & Returned (financial reasons)

Rs.300/- per instrument

Cheque Deposited & Returned unpaid

Local

Rs.100/- per instrument

Outstation

Rs. 100/- per instrument

Charges for Chq appearing in validation report for Fund reasons

Rs.25/- per instrument (except for FD proceeds and Clearing Regularisation)

Other Charges

Cash Deposit in Denominations lesser than Rs.50/-

300 notes per day free, over that a charge of Rs.10/- per 100 notes or part thereof.

Charges of Old Record

0-1 year = Rs. 50/- per record.
1-3 year = Rs. 150/- per record.
3 years & above = Rs. 250/-

Scheme Transfer Fees

Rs.200/-

Signature Verification

Rs.50/- per document

Photo Attestation (only if the AOF with photo is available at the branch)

Rs.50/- per attestation

Account Closure

Rs.100/-

ECS Returns

Rs. 300/- per instruction