(With effect from 01.10.11)
|
BENEFITS |
FEES |
Account Opening Amount |
 1,00,000
|
Average Quarterly Balance (AQB) |
1,00,000 |
Mode of Calculation of average quarterly balance |
Sum of end-of-day balances for a quarter / No. of days in the quarter
|
ATM Limit
(Cash withdrawal)
|
1,00,000 per day
|
POS Limit (Merchant transactions)
|
1,50,000 per day
|
Debit Card - Annual Fee |
99 |
NEFT / RTGS (Inward / Outward) |
Free |
Visa Money Transfer |
Free |
Replacement of Card |
Free |
Mobile Banking |
Free |
Internet Banking |
Free |
Phone Banking |
Free |
Online Utility Bill Payment |
Free |
Damaged Card |
Free |
Usage at DCB Bank ATM |
Free |
Usage at Non - DCB Bank ATMs |
Free |
|
Usage at Visa ATMs
|
Cash Withdrawal and Balance Enquiry – Domestic
|
Free
|
Balance Enquiry - International |
Free up to 5 transactions in a month. Thereafter, 25 per transaction. |
Cash Withdrawal – International
|
Free 2 transactions in a month. Thereafter, 125 per transaction.
|
|
Any Branch Banking (ABB) |
Cash Withdrawal at non base Branch |
Free
|
ABB Funds Transfer |
Free |
ABB Clearing
|
Free
|
|
Local DD (Payorders)/Demand Drafts
|
DCB Bank & HDFC Bank Locations
|
Non - Cash Transactions
|
Free
|
Cash Transactions
|
300 per instrument
|
|
Other Locations
|
Non - Cash Transactions
|
Correspondent Bank Charges |
Cash Transactions
|
Correspondent Bank Charges + 300 |
|
|
Demand Drafts / Pay order cancellation / Revalidation and Duplicate issuance
|
Cancellation / Revalidation Charges
|
Free
|
Issue of Duplicate Instrument
|
Free
|
|
Outstation Cheque Collection
|
DCB Bank & HDFC Bank
|
25 per
|
Locations and Other Locations
|
instrument (inclusive of out of pocket expenses*)
|
|
Statement Of Account |
Email - Daily
|
Free
|
Monthly
|
Free
|
Weekly
|
Free
|
Fortnightly
|
Free |
Duplicate Statement
|
Free |
|
Balance Confirmation Certificate and Interest Certificate
|
Current Year
|
Free
|
Previous Year upto last 2 years
|
Free
|
Above 2 years
|
|
Duplicate
|
|
Signature Verification
|
Free
|
Photo Attestation (only if the AOF with photo is available at the branch)
|
Free
|
|
Standing Instructions (excluding transfer to / from deposit / loan a/c & transfer to Savings Accounts) |
Setup |
Free |
Execution |
Courier / other out of pocket expenses* |
Cheque issued and Returned (financial reasons), including ECS returns. |
300 per instrument |
|
Personalised Payable at par Cheque book
|
Personalised Payable at par Cheque book
|
Free
|
Payable at par cheque utilisation
|
Free |
Stop Payments
|
Free |
|
Cash and Cheque Pick-up Facility |
Cash and Cheque Pick-up
|
Available at select centres at Bank's discretion
|
|
Cheque / ECS - Issued & Returned Unpaid |
Cheque Issued & Returned (financial reasons)
|
300 per instrumentFree |
Charges for cheque appearing in validation report for fund Reasons
|
25 per instrument (except for FD proceeds and Clearing Regularisation) |
ECS Returns |
300 per instrument |
|
Cheque Deposited and Returned unpaid
|
Local
|
Free
|
Outstation
|
100 per instrument |
|
Other Services
|
Cash Deposit
|
Free up to a limit of 3 crore per calendar quarter or 36 times of the AQB maintained whichever is higher. Thereafter fee of 1 per 1000 on amount exceeding the limit allowed.
|
Scheme Transfer
|
Not Allowed |
Issue of loose cheque leaves
|
Free |
Account Closure
|
No Fee Applicable |
Discount on Lockers #
|
50% |
|
Penalty for non-maintenance of AQB
|
Penal Charges
|
AQB less than 100,000 but more than or equal to 50,000 - 199 per quarter. AQB less than 50,000 but more than or equal to 25,000 - 299 per quarter. AQB less than 25,000 but more than or equal to 10,000 - 599 per quarter. AQB less than 10,000 - 899 per quarter. |
Penal Charges for Transactions at non-DCB Bank ATMs
|
20 per transaction for cash withdrawal and 10 per transaction for balance enquiry |
Stop Payments
|
300 per instruction |
|
(Charges specified are exclusive of service tax) |
*Out of pocket expenses - interest, postage / courier, cable, telex, correspondent bank charges and other expenses?. |
# Subject to availability of lockers.
|
Conditions apply. |
