Benefits

Basic Account

Plus Account

Average quarterly balance

NIL

NIL

ATM Limit

Rs. 25,000/- per day

Rs. 40,000/- per day

POS Limit

Rs. 40,000/- per day

Rs. 50,000/- per day

Debit Card - Annual Fee

Rs. 50/-

Free (only for the first holder)

Replacement of Card

Rs. 150/-

Rs. 150/-

Damaged Card

Free

Free

NEFT (Inward & Outward)

Free

Free

RTGS - Inward and Outward

Free

Free

Visa Money Transfer 

Rs. 25/- per transaction

Rs. 25/- per transaction

Personalised Cheque Book

Free Local Cheque Book

Free Local Cheque Book

Issue of loose cheque leaves

Rs 5/- per leaf 

Rs 5/- per leaf 

Stop Payments 

Rs. 50/- per cheque leaf. Rs. 200/- per series

Rs. 50/- per cheque leaf. Rs. 200/- per series

Auto Sweep Facility

Threshold limit of Rs. 25000/-, Unit from SB to TD Rs. 5000/-,
Unit from TD to SB Rs. 1000/-. Type of A/C - RIC,
Period of Deposit - 6 Months.

Threshold limit of Rs. 25000/-, Unit from SB to TD Rs. 5000/-,
Unit from TD to SB Rs. 1000/-. Type of A/C - RIC,
Period of Deposit - 6 Months.

Demat Facility 

Free for the first year for customers with net monthly salary of Rs. 40,000/- and above.

Free for the first year for customers with net monthly salary of Rs. 40,000/- and above.

Loan Facility ** 

10 times of net monthly salary or Rs. 2 lakhs, whichever is lower
Minimum Amount - Rs. 8,000/- Maximum Amount - Rs. 2 lakhs.

Minimum Tenure - 6 months, Maximum Tenure : 3 years

10 times of net monthly salary or Rs. 2 lakhs, whichever is
lower Minimum Amount - Rs. 8,000/- Maximum Amount - Rs. 2 lakhs.

Minimum Tenure - 6 months, Maximum Tenure : 3 years

Overdraft Facility***

2 times of net monthly salary or Rs. 1 lakh, whichever is lower. Min Salary of the employee should be Rs. 8,000/-
Minimum Amount - Rs.8,000/- Maximum Amount Rs. 1 lakh

Tenure: upto 6 months.

2 times of net monthly salary or Rs. 1 lakh, whichever is
lower. Min Salary of the employee should be Rs. 8,000/-
Minimum Amount - Rs.8,000/-
Maximum Amount Rs. 1 lakh

Tenure: upto 6 months.

PAP Utilisation

--

Maximum Ceiling of Rs.50,000/- per instrument, if a cheque
for an amount exceeding Rs. 50,000/- is issued for payment at an outstation centre, then the bank may at its discretion, either honour the cheque with the applicable charges (i.e. DD Charges) or return the cheque.

Internet Banking

Free

Free

Mobile Banking

Free

Free

Phone Banking

Free

Free

Utility Bill Payment

Free

Free

Usage at DCB ATMs 

Free

Free

Usage at VISA ATMs

Cash Withdrawal and Balance Enquiry (Domestic)

Free

Cash Withdrawal (International)

Rs. 125/- per transaction

Balance Enquiry (International)

Rs. 25/- per transaction

Any Branch Banking

Cash Withdrawal / Deposit at Non Base Branch

Cash deposit - Free
Cash Withdrawal - One cash withdrawal free in a month. Subsequent transactions will be charged at Rs. 3/- per
1000 (Minimum-100/-)

Free

ABB Funds Transfer 

Free

Free

ABB Clearing

Free

Free

Demand Drafts

DCB & HDFC Locations

Non Cash Transactions

Free upto a limit of 50,000/- per month (including local DD) 
thereafter Rs. 2 per 1000, Minimum- Rs. 50/-
& Maximum- Rs. 5000/-

Free

Cash Transactions

Rs. 300/-

Rs. 300/-

Other Locations:

Non Cash Transactions

Correspondent Bank Chgs + 0.10% Min Rs. 50/-

Correspondent Bank Chgs + 0.10% Min Rs. 50/-

Cash Transactions

Correspondent Bank Chgs + Rs. 300/-

Correspondent Bank Chgs + Rs. 300/-

Local DD (Payorders)

Non Cash Transactions

Free upto a limit of 50,000/- per month (including DD) 
thereafter Rs. 1/- per 1000, Minimum- Rs. 50/-
& Maximum- Rs. 3000/-

Free

Cash Transactions

Rs. 300/-

Rs. 300/-

Demand Drafts / Payorder cancellation / revalidation & Duplicate issuance

Cancellation/Revalidation

Rs. 50/- per instrument

Rs. 50/- per instrument

Issue of Duplicate instrument 

Rs. 50/- per instrument

Balance Confirmation Certificate & Interest Certificate

Current Year  

Free

Free

Previous Year upto
last 2 years

Rs. 100/- per year

Rs. 100/- per year

Beyond last 2 years 

Rs. 500/- per year

Rs. 500/- per year

Duplicate

Rs. 25/- per certificate

Rs. 25/- per certificate

Outstation Cheque Collection

Upto Rs 5,000 –  Rs. 25 per instrument(inclusive of Out of Pocket Expenses)

DCB & HDFC Bank  Locations
Other Locations

Rs 5,001 to Rs 10,000 –  Rs. 50 per instrument(inclusive of Out of Pocket Expenses)

Rs.10,000 to Rs.1,00,000 – Rs.100 per instrument(inclusive of Out of Pocket Expenses)

Rs.1,00,001 and above – Rs.150 per instrument(inclusive of Out of Pocket Expenses)

Statement of Account

Email - Monthly

Free

Free

Quarterly

Free

Free

Monthly

Rs.200/- p.a.

Rs.200/- p.a.

Duplicate Statement

Rs.25/- per page. More than 1 year = Rs 100/- per page

Rs.25/- per page. More than 1 year = Rs 100/- per page

Standing Instructions (excluding transfer to/from
deposit / loan a/c & trf to Savings Accounts)

Setup

Rs. 50/-

Free

Execution

Rs.50/- per transaction + DD/PO charges + courier/other out
of pocket expenses

Free

Cheque Issued & returned
(financial reasons)

Rs. 300/- per instrument

Rs. 300/- per instrument

Cheque Deposited & Returned unpaid

Local

Rs. 60/- per instrument

Outstation

Rs. 100/- per instrument

Charges for Chq appearing in
validation report for
funds reasons

Rs. 25/- per instrument (except for FD proceeds and
Clearing Regularisation)

Other Charges

Cash Deposit in denominations
lesser than Rs. 50/-

500 notes per day free, over that a charge of Rs. 10/- per
100 notes or part thereof.  

500 notes per day free, over that a charge of Rs. 10/- per
100 notes or part thereof.  

Charges of Old Record

0-1 year = Rs. 50/- per record. 1-3 year = Rs. 150/- per record.
3 years & above = Rs. 250/-

0-1 year = Rs. 50/- per record. 1-3 year = Rs. 150/- per record.
3 years & above = Rs. 250/-

Signature Verification  

Rs. 50/- per document

Rs. 50/- per document

Address Confirmation

Rs. 50/-

Rs. 50/-

Photo Attestation (only if the
AOF with photo is available
at the branch) 

Free

Free

Confidential Report

Rs. 50/- per report

Rs. 50/- per report

ECS Returns 

Rs. 300/- per instruction 

Rs. 300/- per instruction 

Account Closure 

Rs. 250/- if closed within a year, else Rs. 100/-

Rs. 250/- if closed within a year, else Rs. 100/-

Transfer of Scheme 

Free

Free

*Conditions applys.
Out of Pocket expenses - interest, postage/courier, cable, telex, correspondent bank charges and other expenses, if any will be added
** Loan facility will be offered at the sole discretion of DCB, to employees of Public Ltd.
and Private Ltd. Company.
***Overdraft facility will be offered at the sole discretion of DCB, if the net salary amount is Rs. 8000/- and above and for employees of Public Ltd. and Private Ltd. Company. 

*Conditions applys.
*Out of Pocket expenses - interest, postage/courier, cable, telex, correspondent bank charges
and other expenses, if any will be added ** Loan facility will be offered at the sole discretion of DCB, to employees of Public Ltd.
and Private Ltd. Company.
***Overdraft facility will be offered at the sole discretion of DCB, if the net salary amount is Rs. 8000/- and above and for employees of Public Ltd. and Private Ltd. Company.