DCB PayLess Card is a secured card against a fixed deposit that brings you a host of benefits and services with more savings, more flexibility and exciting offers. It will be our continuous endeavour to offer you value added services and constantly add to the benefits in our bouquet of offerings.
 Save more with the DCB PayLess Card
Other Benefits
To apply
MITC (Most Important Terms & Conditions)
Save more with the DCB PayLess Card
Lowest interest rate
Now pay a very nominal interest rate of 24% p.a. on your DCB PayLess Card outstanding and cash withdrawals. (Approximate interest rate charged by other bank credit cards is 36% p.a.)
YOU SAVE:
- More than 12% p.a. on the interest rate compared to other credit cards.
Balance Transfer facility
Transfer outstanding balance from your existing credit cards to your DCB PayLess Card. Call DCB 24-Hour Customer Care at 32811322 for details.
YOU SAVE:
- More than 12% p.a. on the interest rate compared to your existing credit cards.
- Waiver of 2% processing fee on balance transfer amount.
Complimentary Insurance
Avail complimentary Personal Accident (Road / Rail / Air Travel) Insurance cover of Rs. 1 lakh on your DCB PayLess Card. Also enjoy zero lost card liability on your card purchases from the time you report the loss.
YOU SAVE:
- Insurance Premia of approximately Rs. 500 per year.
Zero Fuel Surcharge
Enjoy zero fuel surcharge on your DCB PayLess Card at petrol pumps across the country. This fuel surcharge will be refunded to your account on a monthly basis.
YOU SAVE:
- Waiver of 2.5% fuel surcharge up to Rs. 500 per year per card.
Special Cash Back offer
As a special introductory offer, get Rs. 100 cash back in your account on spends of Rs. 1,000 on your DCB PayLess Card within the first 3 months.
YOU SAVE:
Discount offers
DCB in association with Visa will bring you exciting offers from time to time.
Click here to know more.
*Insurance is underwritten by ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation. Please refer to the terms and conditions.
Your DCB PayLess Card helps you pay less and save more
Now save up to Rs. 5,000 p.a.
BENEFITS |
Annual Savings |
Balance Transfer of Rs.50,000 |
|
Interest savings vis-à-vis 36% p.a. on your other credit cards for 6 months |
Rs. 3,000 |
Waiver of 2% processing fee |
Rs. 1,000 |
Waiver of 2.5% fuel surcharge on spends of Rs.20,000 |
Rs. 500
|
Complimentary Insurance Premia |
Rs. 500
|
Total Savings on your DCB PayLess Card |
Rs. 5,000
|
The above table is for illustration purposes only. The actual amount will vary with usage and spends. The savings on the DCB PayLess Card cannot be refunded or encashed.
Free Credit Period
Enjoy interest free credit period of 15 - 45 days on purchases as well as cash advances.
Secure Online Shopping
Now shop safely online for booking your travel tickets or movie tickets or for any other merchandise with your DCB PayLess Card. Enroll for Verified by Visa at www.dcbl.com and safeguard yourself against unauthorised use of your card.
International Acceptance
Use your DCB PayLess Visa International Card at over 30 million Visa merchant establishments and Visa ATMs worldwide.
Free DCB Internet Banking
Track your card activity online at www.dcbl.com anytime, anywhere from the convenience of your home or office.
Free Online Utility Bill Payments
Enjoy the convenience of paying your utility bills such as electricity, telephone and much more with DCB Internet Banking.
Free DCB Phone Banking
DCB 24-Hour Customer Care is available in a choice of six languages. You can call us for any assistance on your DCB PayLess Card.
Free SMS Alerts
Get instant alerts on your mobile phone for all transactions greater than Rs. 500 made on the card.
DCB PayLess Card comes with an annual fees of only Rs. 350/-
*Terms and conditions apply
sms SAVE to 53636
Call DCB 24-Hour Customer Care at 3281 1322 |
