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Eligibility |
- Minimum Age: 25 years at the time of application (Salaried and Self Employed).
- Maximum Age:
° Salaried - Max 65 years or Retirement Age, whichever is earlier at the time of loan maturity.
° Self Employed - Max 65 years at the time of loan maturity.
- Minimum Income:
° For Chennai Pune and Hyderabad - 2.5 lacs per annum
° For other locations - 3 lacs per annum
- Target segment: Loans are offered to both Self employed & Salaried and also to
NRI / PIO (salaried segment only)
- Co-applicant mandatory in all cases.
- Tenure: 12 months to 240 months.
- Loan to Value Ratio (LTV): max 85%.
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