Saral Jeevan is an instant risk cover plan to fulfil medium to long-term investment and risk cover needs of customers. It is an ideal policy to secure the life and build wealth with high customer convenience.

Plan at glance
Entry Ages	Minimum – 18 years Maximum – 55 years Age at maturity – 65 years or less
Policy Term	10, 15, 20 years
Premium Paying Period	Regular Pay
Minimum Premium	Premium amount calculated as in the application form
Sum Assured	The Sum Assured is offered in covers. Each cover is worth Rs. 10,000 SA. Option of choosing the minimum and maximum Covers as per table given below subject to maximum SA of Rs. 10 lacs i.e.100 covers. Term 10 Yrs 15 Yrs 20 Yrs Minimum Covers 6 9 12 Maximum Covers 100
Choice of Investment Funds	Assure, Protector, Builder, Enhancer, Creator, Magnifier, Maximiser and Multiplier (New Fund)
Partial Withdrawal Facility	Allowed after 3 policy years Minimum Amount – Rs 5,000 Maximum Amount – There is no maximum limit, subject to a balance of Fund Value equal to Rs. 12,000.
Top-Up	Not Available
Death Benefit	Covers plus Fund Value
Switching, Premium Reduction Facility	Unlimited switching, premium redirection available free of cost
Premium Allocation and Surrender charges	Nil Premium Allocation Charge, Nil Surrender Charges after 3 policy years.
Maturity Benefit	Fund Value
Saral Sales with Saral Jeevan: Simplified Application form First call closure possible Guaranteed Issuance of policy* Two 100% equity funds with large cap and mid cap choice Non medical for existing NRI and BSLI customers also Key Benefits: Risk cover starts instantly before policy issuance through cover note* No Medicals needed for policy issuance* 100% premium allocation to investment funds – No Loading Increasing Death Benefit with Covers + Fund Value Asset Allocation across 8 funds to optimise returns from the market, with enhanced      opportunity with Multiplier a new equity fund with Mid-Cap exposure Switches, Premium redirection and Partial Withdrawal facility – Absolutely free always Unmatched Liquidity with:               Withrawal facility after 3 years                Surrender without penalty after 3 years Tax Benefits: - Eligible for tax benefits under Sec. 80C and Sec.10 (10D)** *Conditions apply. **As per current tax provisions Existing Customer: Enhance your risk cover without undergoing medicals and also advantage of new fund Multiplier New Customer: Experience the power of ULIP and the convenience of maximizing the life cover without extra efforts DISCLAIMERS: Insurance is the subject matter of the solicitation. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital market and the insured are responsible for his or her decision. The policy is underwritten by Birla Sun Life Company Ltd For more details on risk factors, terms and conditions please read sales brochure carefully before concluding the sale. Conditions apply (where ever applicable) Tax benefits are subject to changes in the tax laws. Please contact your tax consultant for actual tax calculation Back