(Charges specified are exclusive of service tax)

Services/Products

BENEFITS

FEES

Account Opening Amount  

Rs. 5,00,000/- 

Minimum / Average Balance

Rs. 5,00,000/-

ATM Limit

Rs. 50,000/- per day

POS Limit

Rs. 1,00,000/- per day

Debit Card - Annual Fee

Free

Replacement of Card

Free

Damaged Card

Free

Usage at DCB ATM

Free

Usage at Non-DCB ATMs
(Cashnet/HDFC Bank/Infinet)

Free

Charges for VISA ATMs

Cash Withdrawal and Balance Enquiry (Domestic)

Free

Cash Withdrawal (International)

Rs. 25/- per transaction

Balance Enquiry (International)

Rs. 125/- per transaction

Statement of Account

Monthly

Free

Quarterly

Free

Email - Monthly

Free

Duplicate Statement

Free

Confidential Report

Free

Transactions Limit

Free

Personalized Payable at par Cheque Book
(Issuance and utilisation)

Unlimited 

Stop Payments

Rs.50 per cheque leaf. Rs.200 per series.

Standing Instructions (excluding transfer to
/ from deposit / loan a/c & trf to Savings Accounts)

Setup

Free

Execution

courier/other out of pocket expenses

Cheque Issued & Returned (financial reasons)

Rs. 300/- per instrument

Cheque Deposited & Returned unpaid

Local

Rs. 100/- per instrument

Outstation

Rs. 100/- per instrument

Local DD (Payorders)

Non-Cash Transactions

Free - Unlimited

Cash Transactions

Rs. 300

Demand Drafts : DCB & HDFC Locations

Non Cash Transactions

Free - Unlimited

Cash Transactions

Rs. 300

Other Locations

Non Cash Transactions

Out of pocket expenses*

Cash Transactions

Out of pocket expenses*

Demand Drafts / Payorder cancellation / revalidation

Cancellation / Revalidation

Free

Outstation Cheque Collection

DCB & HDFC Locations
Other Locations

Rs. 25 per instrument(inclusive of Out of Pocket Expenses)

Balance Confirmation Certificate & Interest Certificate

Current Year

Free

Previous Year upto last 2 years

Free

Beyond last 2 years

Free

Duplicate

Free

Signature Verification 

Free

Photo Attestation (only if the AOF with photo
is available at the branch)

Free

Cash Pick Up Facility

Cash & Cheque Pick-up at selected centres

Available

Any Branch Banking

Cash Withdrawal/Deposit at Non Base Branch

Free

ABB Funds Transfer

Free

ABB Clearing

Free

Other Charges

Cash Deposit in Denominations lesser
than Rs.50

Free

Charges of Old Record

Free

Charges for Cheque appearing in Validation
Report for Funds reasons

Free

Scheme Transfer Fees

Free

NEFT -Inward/Outward

Free

RTGS (Inward and Outward)

Free

Visa Money Transfer

Rs. 25/- per transaction

ECS Return

Rs. 300/- per instruction

Account Closure

Rs. 300/-if closed within a year, else Rs. 150/-

Other Benefits

Discount on Lockers#

50%

Demat Annual Fees

100%

Discount of Personal Loans  

0.50%

Auto Sweep Facility**

Available