(Charges specified are exclusive
of service tax) |
BENEFITS |
FEES |
Account Opening Amount |
Nil |
Minimum / Average Balance |
Nil |
Annual Maintenance Fees |
Upfront Fees: Rs. 1,513/- p.a. |
ATM Limit |
Rs. 40,000/- per day
|
POS Limit |
Rs. 50,000/- per day
|
Transactions Limit |
Free
|
Debit Card - Annual Fee |
Free
|
Replacement of Card |
Rs. 150/-
|
Damaged Card |
Free |
Mobile Banking |
Free |
Internet Banking |
Free |
Phone Banking |
Free |
Utility Bill Payment |
Free |
Usage at DCB ATM
|
Free |
|
Usage
at VISA ATMs
|
Cash Withdrawal and Balance Enquiry (Domestic)
|
Free |
Balance Enquiry (International) |
Rs. 25/- per transaction |
Cash Withdrawal (International)
|
Rs. 125/- per transaction
|
|
Any
Branch Banking (ABB) |
Cash Withdrawal / Deposit at Non Base
Branch |
Free cash deposit at Non Base Branch
(Inter-city as well as Intra-City Branches)
upto Rs. 1,00,000/- per transaction, per
day. ABB cash deposits beyond Rs. 1,00,000/-
will be charged, Rs. 3/- per 1000, Min.
Rs. 100/- and Max. Rs. 3,000/-. |
ABB Funds Transfer |
Free Inter-city and Intra-city transfers
i.e. within the city |
ABB Clearing
|
Free Inter-city and Intra-city transfers
i.e within the city
|
| |
Local DD (Payorders) / Demand Drafts:
|
DCB
& HDFC Locations
|
Non - Cash Transaction |
Free upto Rs. 50 lakhs per month (Inclusive
of PO & DD Limits) Above Rs. 50 lakhs–
Rs. 2 per 1000, (Min. Rs. 50 & Max.
Rs. 5000/-) |
Cash Transaction
|
Rs. 300/- |
|
|
Other
Locations |
Non - Cash Transaction
|
Correspondent Bank Chgs + 0.10%- Min
Rs. 50/- |
Cash Transaction
|
Correspondent Bank Chgs + Rs. 300/- |
|
|
Demand
Drafts / Payorder cancellation / revalidation/Duplicate
issuance : |
Cancellation / Revalidation Charges
|
Rs. 50/- per Instrument
|
Issue of Duplicate Instrument
|
Rs. 50/- per Instrument
|
|
Outstation
Cheque Collection
|
|
Upto 10,000 – Rs. 50 per
instrument(inclusive of Out of Pocket Expenses) |
DCB & HDFC Locations
Other Locations
|
Rs.10,000 to Rs.1,00,000 – Rs.100
per instrument(inclusive of Out of Pocket
Expenses) |
|
Rs.1,00,001 and above – Rs.150
per instrument(inclusive of Out of Pocket
Expenses) |
|
|
Personalised Payable
at Par Cheque Book
|
Personalised Payable at
Par Cheque Book
|
Free |
Payable at Par Cheque
utilization charges
|
Free upto Rs. 50 lakhs per month (Maximum
Rs. 5 lakhs at Non RBI locations) Above
Rs. 50 lakhs - Charge of Rs. 1 per 1000
will apply (Min. Rs. 50/-) |
Stop Payments
|
Rs. 50 per cheque leaf. Rs. 200 per series
|
|
Cash pickup facility |
Cash pick up at selected centres
|
Available |
| |
Statement of Account
|
E – Mail: Daily |
Free
|
Quarterly
|
Free
|
Monthly
|
Free
|
Daily
|
Rs. 25/- per page
|
Weekly
|
Rs. 600/- p.a.
|
Fortnightly
|
Rs. 300/- p.a.
|
Duplicate Statement
|
Free upto 6 months. Rs. 25/- per page
for statement more than 6 months |
Confidential Report
|
Free
|
|
Balance Confirmation
Certificate & Interest Certificate |
Current Year
|
Free
|
Previous Year upto last 2 years |
Rs.100/- per year
|
Beyond last 2 years
|
Rs. 200/- per year
|
Duplicate
|
Rs. 25/- per certificate
|
Signature Verification
|
Rs. 25/- per document
|
Photo Attestation
(only if the AOF with photo is
available at the branch)
|
Rs. 25/- Per attestation
|
| |
Standing Instructions
(excluding transfer to/from
deposit / loan a/c & trf to Savings
Accounts) : |
Setup
|
Rs. 50/-
|
Execution
|
Rs. 25 per txn + DD/PO chgs + courier/other
out of pocket expenses |
Cheque Issued & returned
(financial reasons)
|
Rs. 300/- per instrument
|
|
Cheque Deposited
& Returned unpaid: |
Local
|
Rs.100/- per instrument
|
Outstation Cheque
|
Rs.100/- per instrument
|
Charges for Cheques appearing in validation
report for funds reasons
|
Rs. 25/- per instrument (except for FD
proceeds and Clearing Regularisation)
|
|
Other
Charges |
Cash Deposit
|
Free upto a limit of Rs2 lakh per month.
Rs 2 /1000 on amount exceeding Rs 2 lakhs |
Cash Deposit in denominations
lesser than Rs. 50
|
700 notes per day free, over that a charge
of Rs. 10 per 100 notes or part thereof
|
Charges of Old Record
|
0-1 year = Rs. 50/- per record
1-3 yr = Rs. 150/- per record
3yrs & above = Rs. 250/-
|
Scheme Transfer Fees
|
Rs. 250/-. Annual Maintenance fees will
not
be refunded in case of scheme transfer before
anniversary date.
|
Electronic Fund Transferr -Inward
|
Free
|
NEFT -outward
|
Free |
RTGS-Inward
|
Free
|
RTGS-Outward
|
Free
|
Visa Money Transfer
|
Rs. 25/- per transaction |
Issue Of loose cheque leaves
|
Rs. 5/- per leaf.
|
Account Closure
|
Rs. 500/- if closed within a year, else
Rs. 250/-
|
