(Charges specified are exclusive of service tax)
|
BENEFITS |
FEES |
DCB PayLess Card-Annual fee |
 350
|
Replacement of lost / stolen PayLessCard |
150 |
Replacement of Damaged PayLess Card
|
Free
|
DCB Mobile Banking
|
Free
|
DCB Internet Banking
|
Free
|
DCB Phone Banking
|
Free
|
Utility Bill Payment |
Free |
|
Usage at Visa ATMs
|
Cash Withdrawal and Balance Enquiry (Domestic)
|
Cash Withdrawal 2.5% of the transaction amount or 250 whichever is higher. Balance inquiry: free
|
Balance Enquiry (International) |
25 per transaction |
Cash Withdrawal (International)
|
125 per transaction
|
|
Local DD (Payorders)/Demand Drafts
|
Non - Cash Transaction
|
1 per 1000,
Min. 50, Max 3000 |
|
Demand Drafts: DCB Bsnk and HDFC Bank Locations
|
Non - Cash Transaction
|
2 per 1000, (Min 50 & Max 5000)
|
|
Demand Drafts: Other Locations
|
Non - Cash Transaction
|
Correspondent Bank Charges + 0.10%
(Min. 50/- & Max 5000/-) |
|
|
Demand Drafts / Pay order Cancellation / Revalidation & Duplicate issuance
|
Cancellation / Revalidation Charges
|
50 per Instrument
|
Issue of Duplicate Instrument
|
50 per Instrument
|
|
Outstation Cheque Collection
|
|
Upto 10,000 – 50 per instrument(inclusive of Out of Pocket Expenses)
|
DCB Bank & HDFC Bank Locations
|
10,000 to 1,00,000 – 100 per instrument(inclusive of Out of Pocket Expenses)
|
Other Locations
|
1,00,001 and above – 150 per instrument(inclusive of Out of Pocket Expenses)
|
|
Statement Of Account |
E – Mail
|
Monthly – Free
|
Duplicate on Email
|
Free
|
Monthly physical
|
Free
|
Duplicate Statement
|
50 per page |
|
Balance Confirmation Certificate & Interest Certificate
|
Current Year
|
Free
|
Previous Year upto last 2 years
|
100 per year
|
Above 2 years
|
500 per year
|
Duplicate
|
50 per certificate
|
Signature Verification
|
100 per document
|
|
Cheque Deposited & returned Unpaid |
Cheque Bounce |
250 per instrument |
|
Miscellaneous Charges
|
Cash Deposit
|
Free upto a limit of 1 lakh per month. 2 /1000 on amount exceeding 1 lakh
|
Cash Deposit in Denominations
lesser than 50
|
500 notes per day free, over that a charge of 10 per 100 notes or part thereof |
ECS return
|
300 per instruction |
Utility Bill Payment
|
Free |
NEFT
|
Free |
RTGS
|
Free |
Visa Money Transfer
|
Free |
Account Closure
|
500 if closed within a year,
Else 200 |
Balance Transfer Processing Fee
|
2% of the BT amount (waived off) |
Railway ticket booking or Cancellation surcharge
|
2.5% of the transaction value (subject to a minimum of 25) |
Petrol transaction charge
|
2.5% (subject to a minumum of 10). Waived for DCB PayLess Cardmembers at all petrol pumps to a maximum of 500 per cardmember per year |
Foreign Currency Transaction Fee
|
3.50% of the transaction value |
|
Deposit & OD |
Finance Charges (Retail Purchases & Cash/Bal Trf )
|
2% per month or 24% per annum
|
Late Payment Charges
|
100
|
Overlimit Penalty
|
2.5% of the over limit amount
|
