DCB SmartGain Current Account

Introducing DCB SmartGain Current Account - a unique current account that rewards you with cash and also helps you save cash.

  • Get rewarded with cash every time you spend using your DCB Debit Card at merchant establishments. Get flat 1.25% cash back on all your debit card purchases.
  • Save cash as now you can bank from any DCB Bank Branch across cities at no cost. No charges for anywhere banking cash and clearing transactions in your account.

Now earn up to Rs. 6000* as cash back in your account!

Here is how you can earn maximum cash back through your DCB SmartGain Current Account:

Amount spent through DCB Debit Card every month for a year

Credit to your DCB SmartGain Current Account as cash back in a year

Rs. 500

Rs. 75

Rs. 1,000

Rs. 150

Rs. 5,000

Rs. 750

Rs. 10,000

Rs. 1500

Rs. 40,000

Rs. 6000

The above table is for illustration purpose only. The actual cash back amount will vary with usage and spends.

Benefits with DCB SmartGain Current Account:
  • Free Internet Banking
  • Free SMS Banking
  • No additional charges for non-home branch cash deposits#.
  • Free quarterly cash deposit limit of 36 times the Average Quarterly Balance (AQB).
  • Unlimited free cash withdrawals at home and non-home branch.
  • Free any branch banking - fund transfers and clearing.
  • Free payable at par usage facility of Rs. 60 lakhs per month.
  • Free NEFT / RTGS facility.
  • Free demand draft / pay order up to Rs. 50 lakhs per month.
  • DCB International Visa Debit Card with free access to all Visa ATMs in India.
  • Free personalised payable at par cheque book.

Terms and conditions apply. The Bank reserves the right to vary, amend or withdraw any of the featured offers or amend the terms and conditions at any time and without prior notice.

*Maximum cash back amount allowed is Rs. 1,000 in a month and Rs. 6,000 in a year.
# Total cash deposit limits include home branch and non-home branch cash deposit limits.

Development Credit Bank Limited is a member of the Banking Codes and Standards Board of India (BCSBI)

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