(Charges specified are exclusive of service tax)
|
BENEFITS |
FEES |
Account Opening Amount & Average Quarterly Balance (AQB) |
Rs 10000 |
Mode of Calculation of average quarterly balance |
Sum of End of Day balances for a quarter/No of days in the quarter |
ATM Limit (Cash withdrawal)
|
Rs. 50,000 per day
|
POS Limit (Merchant transactions)
|
Rs. 75,000 per day
|
DCB Debit Card - Issuance Fee
|
Rs 250
|
Replacement of Card
|
Free
|
Damaged Card |
Free |
NEFT/RTGS |
Free |
Visa Money Transfer |
Rs. 25 per transaction |
Personalised Payable at Par Cheque Book |
Free |
Issue Of loose cheque leaves
|
Rs. 5 per leaf.
|
Stop Payments
|
Rs. 50 per cheque leaf.
Rs. 200 per series
|
DCB Mobile Banking
|
Free
|
DCB Internet Banking
|
Free
|
DCB Phone Banking
|
Free
|
Utility Bill Payment
|
Free
|
Usage at DCB Bank ATM
|
Free
|
|
Usage at Visa ATMs
|
Cash Withdrawal and Balance Enquiry (Domestic)
|
Free
|
Balance Enquiry (International) |
Rs. 25 per transaction |
Cash Withdrawal (International)
|
Rs. 125 per transaction
|
|
Any
Branch Banking (ABB) |
Cash Withdrawal / Deposit at Non Base Branch
|
3 withdrawals & 1 deposit per month at Non Base Branch (Intercity as well as Intra City Branches) Max. Transaction amount - Rs.50,000, Charge of Rs.100 per transaction for ABB Cash Deposits beyond Rs.50000 per transaction, per day as well as for any incremental transaction over and above the limit (i.e.3 Withdrawals + 1 Deposit). From 2nd ABB Cash deposit onwards both charges will apply if the transaction exceeds the limits.
|
ABB Funds Transfer
|
Free |
ABB Clearing
|
Free
|
|
Local
DD (Payorders)
|
Non Cash Transactions
|
Rs 1 lakh free in a day, beyond which Re. 1 per 1000 , Minimum Rs.50 , Maximum Rs.3000
|
Cash Transactions
|
Rs. 300
|
|
Demand
Drafts
|
DCB Bank & HDFC Bank Locations : |
Non Cash Transactions
|
Rs 1 lakh free in a day, beyond which Rs.2 per 1000, Minimum-Rs.50 & Maximum-Rs.5000
|
Cash Transactions
|
Rs.300
|
|
Other Locations: |
Non Cash Transactions
|
Correspondent Bank Chgs + 0.10%
Min Rs. 50
|
Cash Transactions
|
Correspondent Bank Chgs + Rs. 300
|
|
Demand Drafts / Payorder cancellation / Revalidation & Duplicate issuance |
Cancellation / Revalidation
|
Rs. 50 Per Instrument
|
Issue of Duplicate Instrument
|
Rs. 50 per instrument |
|
Outstation Cheque Collection:
|
|
Upto Rs 5,000 – Rs. 25 per instrument(inclusive of Out of Pocket Expenses) |
|
Rs 5,001 to Rs 10,000 – Rs. 50 per instrument(inclusive of Out of Pocket Expenses) |
DCB Bank & HDFC Bank Locations
Other Locations
|
Rs.10,001 to Rs.1,00,000 – Rs.100 per instrument(inclusive of Out of Pocket Expenses)
Rs.1,00,001 and above – Rs.150 per instrument(inclusive of Out of Pocket Expenses) |
|
|
Balance Confirmation Certificate & Interest Certificate
|
Current Year
|
Free
|
Previous Year upto last 2 years
|
Rs.100 per year
|
Beyond last 2 years
|
Rs. 500 per year |
Duplicate
|
Rs. 25 per certificate |
|
Statement Of Account |
Email Monthly
|
Free
|
Quarterly
|
Free
|
Monthly
|
Rs.200 p.a.
|
Duplicate Statement
|
Rs.25 per page. More than 1 year = Rs 100 per page
|
Confidential Report
|
Rs. 50 per report
|
|
Standing Instructions (excluding transfer to/from deposit / loan a/c
& trf to Savings Accounts)
|
Setup
|
Free
|
Execution
|
Free
|
|
Cheque/ECS Issued & Returned |
Cheque Issued & Returned (financial reasons)
|
Rs. 300 per instrument |
Charges for Chq appearing in validation report for Fund reasons
|
Rs. 25 per instrument (except for FD proceeds and Clearing Regularisation) |
ECS Returns
|
Rs. 300 per instruction |
|
Cheque Deposited & Returned unpaid
|
Local
|
Rs. 60 per instrument
|
Outstation
|
Rs. 100 per instrument |
|
Other Services |
Cash Deposit in Denominations lesser than Rs. 50/-
|
500 notes per day free, over that a charge of Rs. 10 per 100 notes or part thereof.
|
Charges of Old Record
|
0-1 year = Rs. 50 per record.
1-3 year = Rs. 150 per record.
3 years & above = Rs. 250
|
Scheme Transfer Fees
|
Scheme changes to Lower AQB Scheme Code can be made only during first week of financial quarter through a written request. Rs.200 charges applicable for changing from higher AQB to lower AQB. No charge would be applicable for changing from lower AQB
|
Signature Verification
|
Rs. 50 per document
|
Photo Attestation (only if the AOF with photo is available at the branch)
|
Rs. 50 per attestation
|
Account Closure
|
Rs. 250 if closed within 6 months, else free
|
PAP Utilisation
|
Free
|
|
Penalty for non-maintenance of AQB |
Penal Charges
|
Rs 749 per quarter |
Penal Charges for Cheque book
|
Rs 2 per leaf of cheque book taken in the quarter in which AQB is not maintained subject to a maximum of Rs.100 per quarter
|
Penal Charges for Cash Transactions
|
First 3 Cash transactions at branch in a quarter-Free, Rs.50 per transaction thereafter subject to a maximum of Rs.1000 per quarter
|
Penal Charges for DCB Bank ATM Transactions
|
First 6 DCB Bank ATM transactions in a quarter-Free, Rs.25 per transaction thereaftersubject to a maximum of Rs.500 per quarter
|
Penal Charges for Transactions at Visa ATM network (except DCB Bank ATMs)
|
Rs30 per transaction for cash withdrawal and Rs15per transaction for balance enquiry |
Penal Charges for Cash Deposit
|
Charge of Rs.5 per 1000 for cash deposits exceeding Rs.1 Lakh Per month (At Base Branch + Non Base Branch) subject to a maximum of Rs.300 per quarter |
