Membership Fee:

The DCB Advantage Credit Card comes to you absolutely free for life. There is no joining / annual / renewal membership fee.

Interest Free Repayment Period:

The DCB Advantage Credit Card entitles you to a minimum of 18 days and a maximum of 48 days of interest free repayment period.

SMS alerts

SMS alerts are sent to all customers for any transaction of Rs. 2000 and above. This ensures security of your card transactions and thereby helps in preventing fraudulent usage. Apart from this, you will also receive SMS alerts such as payment due date, confirmation of cash/cheque receipt against card payment etc.

Balance Transfer:

Transfer the outstanding amount from your other credit cards to the DCB Advantage Credit Card and save on interest.

Dial-a-draft:

Order a draft from the convenience of your home or office payable anywhere in India. You can order a draft up to the available cash limit on your credit card account. The draft will be delivered at your mailing address. You can also order a draft favouring any company or individual payable anywhere in India and the same will be delivered at the address as specified by you.

EMI-on-call:

Convert high-value purchases made with your DCB Advantage Credit Card into easy EMIs. No documentation is required for this facility. You can also avail of other benefits such as, the option of paying your monthly instalments over a 6, 12, or 24-month tenure with low interest rate. All you have to do to avail of this facility is to call the 24-hour Helpline within 15 days of making a high value purchase.

Rewards Program: (Applicable from Sep 01, 2008)

The DCB Advantage Rewards program lets you earn up to 10 reward points on every Rs. 200 spent. Choose from over 100 redemption options encompassing a wide range of lifestyle products, shopping hampers etc. to redeem the points earned on your DCB Advantage Credit Card.

Reward Points with lifetime validity:

Keep accumulating your reward points for as long as you want without ever having to worry about them expiring.

Temporary Credit Limit Enhancement:

Avail of the temporary credit limit enhancement facility after 9 months of membership. This facility will be based on your credit history.

Limited Lost Card Liability:

In case your Card is lost or stolen, a replacement card will be sent to you within 72 hours of reporting this loss. You are protected from any financial liability arising out of unauthorised transactions on your card after you report the loss.

Preset Spending Limits:

The DCB Advantage Credit Card allows you to pre-define your own spend limits.
You can request for a limit lower than what you are eligible for. Any transactions over the specified 'Spend Limit' will be declined. This will help you to effectively curtail your expenses

Add-on Card:

You can also apply for add-on cards for your spouse, parents, siblings or your children above 18 years of age. All transactions made on your add-on cards will reflect in your monthly statement. The DCB Advantage Credit Card allows you to pre-define the credit limits for your add-on cards. This will help you to control the spending of your add-on card members and yet give them the flexibility and convenience of a credit card.