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RATES RATES

BENCHMARK LENDING RATES
Base Rate (w.e.f. March 06, 2024)
DCB Base Rate 10.76%

These rates are subject to revision without prior notice.

MCLR with effect from March 06, 2024*

Sl. No. Benchmark Tenor MCLR (p.a.)
1 Overnight MCLR  10.22%
2 One Month MCLR  10.25%
3 Three Months MCLR  10.40%
4 Six Months MCLR  10.55%
5 One Year MCLR  10.57%

These rates are subject to revision without prior notice.
*The Bank was including “Business Strategy component” as part of MCLR component(s), instead of under ‘Spread’ as defined in the guidelines. This has been rectified in January 2024. The “Business Strategy component” has now been removed from the MCLR component(s) and added to the “Spread”. There is no impact to interest rate for borrowers due to the above one-time re-classification in component(s). The Bank will continue to review MCLR as required under the guidelines and continue to pass on any changes as per loan agreement(s).

EBLR (w.e.f. February 13, 2023)
External Benchmark Linked Rate  (EBLR)* 10.94%
External Benchmark Linked Rate- Home Loan  (EBLR-HL)* 10.66%

 

Revised Benchmark Lending Rate (RBLR) - 

RBLR (w.e.f February 13, 2023) Rate
Revised Benchmark Lending Rate- Home Loan (RBLR- HL)* 9.75%
Revised Benchmark Lending Rate- Business Loan (RBLR- BL)* 9.95%

*External Benchmark Linked Rate (EBLR) and Revised Benchmark Lending Rate (RBLR) for the Bank is linked to Reserve Bank of India Policy Repo Rate.

All Floating rate term loans are allowed to switch to External Benchmark with reasonable administrative / legal cost.
All interested customers are requested to contact DCB Customer Care on 022 6899 7777 / 040 6815 7777 or write to us on Loans@dcbbank.com

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