Prior to joining DCB, Mr. Natrajan served as the Global Head for SME banking in Standard Chartered Bank. He was responsible for providing strategic context and business development capabilities to drive a distinctive and consistent business model across 27 markets in Asia, Africa and the Middle East. Mr. Natrajan joined Standard Chartered Bank, India to head the Mortgage & Auto Business. In November 2004, he was promoted as Head of Consumer Banking for India & Nepal overseeing business that include Mortgages, Wealth Management, Branches, ATMs, Credit Cards, Personal Loans and SME.

A Fellow Member of the Institute of Chartered Accountants of India, Mr Natrajan started his career with American Express TRS in India where he worked for 5 years in Business Planning, Finance and Operations. In 1989, he joined Citibank where he spent 14 years in various disciplines such as Operations, Credit, Finance, Product Management and Business Management of Consumer Banking. Prior to joining Standard Chartered Bank in October 2002, he had successful stints as Cards Business Director in Citibank India, Hong Kong and Indonesia.

Chartered Accountant and Cost Accountant alongwith a Post Graduate Degree in Law, Mr. Sampat has over 25 years of experience in senior positions with reputed organizations such as ABN Amro Bank, ANZ Grindlays Bank, Standard Chartered Bank, Hoechst India and Larsen & Toubro. He has worked in diverse industries such as manufacturing, banking, finance and shared services with oversight for financial accounting, financial control and reporting, and management accounting both in India and abroad.

Mr. Bose has over 23 years of experience in retail and SME banking, housing finance and the real estate sector. He has managed sales and distribution, credit risk management and audit in markets such as India, Asia Pacific, Middle East and Africa. Previously, he was with Standard Chartered Bank as Risk Head Consumer Banking for Southern African markets. Prior to which he has worked in Citibank, the Eldeco Group and GIC Housing Finance Ltd.

At DCB Bank he is responsible for retail assets with focus on secured assets such as home loan, business loan, commercial vehicle loan, working capital and  term, gold loan, secured cards and collections. He is also responsible for forging strategic alliances with business partners such as NBFC’s and financial institutions.

Mr. Vishwanath has over 19 years of rich experience in all aspects of Credit and Risk Management. At the Bank, he spearheads the risk management framework. His expertise in credit life cycle management will helps the Bank drive efficient credit processes.

Prior to joining DCB Bank, he has worked with with Fullerton India Credit Company Ltd. and Citigroup, he began his professional career with Eicher Ltd.

Mr. Vishwanath graduated from T.A. Pai Management Institute, Manipal with a PGDM in marketing and finance. He completed his B.E. (Mechanical Engineering) from the Bangalore Institute of Technology.

Mr. Kutty brings with him around 19 years of banking experience. He has worked with Citibank’s Indian and international operations where he successfully managed multiple consumer banking businesses including Credit Cards, Personal Loans, Home Loans, Branch Banking and Wealth Management. As Area Director for Bangalore for Consumer Banking, he was instrumental in scaling up the remote banking Suvidha experiment into a highly profitable customer proposition. Prior to joining DCB, he was the Area Director for Citibank’s NRI Business in North America. Mr. Kutty holds a B.Com and an MBA degree.

Mr. Venkattesh holds a B.Com. Degree and completed his Post Graduate Diploma in Personnel Management at XISS in Ranchi. Prior to joining the Bank, he was with Standard Chartered Bank as Head, Human Resources - Countries. He has over 20 years of experience in the areas of Human Resource Management and Mergers and Acquisitions.

Mr. Verma comes with 31 years of experience within Banking & Investment Banking in State Bank of India. His rich experience spans across the various functions of Treasury, Credit, Loan Syndications, Project Finance, Investment Banking, General Administrations and IT Project Management in India and UK. In his last role, he was working as a Deputy General Manager, Global Market Department for SBI in Mumbai.

Mr. Ravi has over 15 years of rich experience in a career that spans national as well as international roles. Prior to DCB, he spent seven years with the Samba Financial Group (previously Citibank) and four year with Ernst & Young at Riyadh. In his last role, he was Chief Financial Officer with Samba Financial Group, Qatar. Ravi is a Chartered accountant and a Certified Information Systems Auditor as well. He has managed and led several audits across various functions and domains. He brings with him an in-depth understanding of the banking domain and its nuances. In this role he is focused on strengthening the audit function in the Bank and taking it to the next level.