Balance Sheet as on 31st March, 2006

Rs. in Thousands (000s)

Year ended 31st March, 2006

Year ended 31st March, 2005

CAPITAL & LIABILITIES

Capital

761,322

645,788

Share Application Money

-

9,174

Reserves & Surplus

880,555

1,339,324

Deposits

31,239,958

38,947,628

Borrowings

1,298,006

1,597,713

Other Liabilities and Provisions

3,237,385

4,054,945

TOTAL

37,417,226

46,594,572

ASSETS

Cash and Balances with Reserve Bank of India

1,924,747

2,211,067

Balances with Banks and Money at Call & Short Notice

1,082,533

1,373,236

Investments

12,919,197

18,338,369

Advances

18,673,218

21,560,635

Fixed Assets

1,071,495

1,163,998

Other Assets

1,746,036

1,947,267

TOTAL

37,417,226

46,594,572

Contingent Liabilities

30,010,250

35,953,953

Bills for Collection

4,766,085

5,076,410